Insurance
Insurance is a critical consideration for the UK jewellery trade, covering everything from stock and premises protection to customer policies for high-value purchases. For retailers, manufacturers, and wholesalers, navigating insurance options and understanding risk management is essential to safeguard business operations and maintain consumer trust.
Jewellery Focus delivers comprehensive coverage on insurance matters affecting the industry, including regulatory updates, market trends in jewellery-specific policies, and insights from providers serving the trade. We also report on best practices and innovations helping businesses mitigate risk in a rapidly evolving market.
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Dec- 2025 -3 DecemberFeatures
Customer Care: Embedded at checkout and built for Shopify
We at Assetsure have designed a system that makes it effortless for jewellers to offer insurance to their customers at the point of sale, with no paperwork. Covered in one-click, our ecommerce widget sits seamlessly in your checkout flow to safeguard your customers’ purchases against loss, damage, and theft. Multiple…
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Nov- 2025 -26 NovemberEconomy
BUDGET: Income tax bands frozen, minimum wage to increase, NI-exempt pension threshold scrapped
Income tax and NI thresholds will be frozen while the minimum wage will rise by 50p from April 2026, the chancellor Rachel Reeves said in her Autumn Budget statement today. Reeves announced a series of tax changes in other areas, including salary-sacrificed NI contributions on pensions, as part of measures…
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Oct- 2025 -15 OctoberFeatures
How the Diamond Store turned checkout anxiety into opportunity
For most jewellers, the hardest part of an online sale isn’t attracting the customer — it’s keeping them confident enough to complete the purchase. Engagement rings, diamond earrings, anniversary pieces: these are “landmark buys”, often accompanied by hesitation. What if it breaks? What if it’s lost? Those last-minute concerns can…
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Sep- 2025 -3 SeptemberProduct Launches
Edinburgh Assay Office launches ‘Hallmarking 2.0’ digital pilot
The Edinburgh Assay Office (EAO) has launched Hallmarking 2.0, a proof-of-concept project to bring hallmarking into the digital era by linking it with blockchain technology and Digital Product Passports. The new scheme creates a unique physical and digital identifier at the point of hallmarking, allowing each item to be tied…
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Aug- 2025 -14 AugustEconomy
UK quarterly GDP beats expectations despite slowdown
UK GDP grew 0.3% in the three months to June, behind the 0.7% it grew in the first quarter, as a result of US tariffs and higher business costs, according to data from the Office for National Statistics (ONS). However, it is better than expected growth as economists polled by…
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5 AugustFeatures
Saving the sale in 90 seconds: embedded insurance for jewellery retailers
Last month I watched a £12,000 sale slip through a retailers’ fingers in just 90 seconds—not because the ring was too dear, but because the insurance form looked like a small novel. If you think that’s peculiar, consider this: with gold up 112 per cent in ten years and 70…
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Jul- 2025 -3 JulyFeatures
Your jewellery store has UX, CX, SEO — but no trust infrastructure
Despite widespread digital investment, jewellery retailers still find online conversion rates stubborn —particularly for high-value items. The prevailing explanations tend to focus on pricing sensitivity, technical friction, or suboptimal marketing. But the most significant barrier is rarely discussed directly: a lack of trust infrastructure. In a traditional retail setting, trust…
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Jun- 2025 -2 JuneFeatures
The Silent Sell: How Embedded Insurance is Reshaping Retail
Remember when buying a mobile phone didn’t come with their own brand of white-labelled cover? Leaving the shop with only the phone, no protection – just a bare £800 device and a prayer for its long-term safety. Questioning it feels a little odd now, cover is bundled up so naturally into…
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May- 2025 -27 MayAppointments
The Goldsmiths’ Company appoints new prime warden
The Goldsmiths’ Company has announced the appointment of brigadier Ed Butler CBE DSO as its new prime warden, in succession to Richard Reid. His priorities for the year ahead include further diversifying the Goldsmiths’ Company community, demonstrating social impact – from its charitable grant giving of £4m each year to…
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Apr- 2025 -29 AprilNews
TH March Insurance Brokers transitions to an employee ownership trust
TH March Insurance Brokers, a specialist broker for the jewellery and allied trades has announced that it has transitioned to an Employee Ownership Trust (EOT). Under the new EOT structure, the company will continue to operate with the same leadership team, ensuring a seamless transition with no disruption to its…
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